How to rent my house to traveling nurses
Traveling nurses take work away from home and need somewhere to live while they do it, often a furnished place for a month or longer. If you want to rent your house to one, you are setting up a furnished rental of a month or more, and the work is the same whoever ends up living there. You need to find where your local rules draw the short-stay line, report the rent, tell your insurer, screen applicants by the rules, and keep the listing open to anyone who qualifies. This page covers each of those, with a link to every source.
General information, not legal or tax advice. The sources were checked on 30 September 2026, and rules change.
1. Rent the home, not the job title
It is reasonable to hope a nurse on assignment will take your house, and to write a listing that such a person would find useful. What the listing shouldn’t do is make the job a condition.
HUD’s overview of the Fair Housing Act says the Act protects people from discrimination when they are renting a home, and that housing discrimination is illegal in nearly all housing, including private housing. It lists the bases the Act prohibits discrimination because of: race, color, national origin, religion, sex, familial status, and disability.
“Traveling nurse” is not on that list, because it is a job. That makes it a description of who you hope will apply, not a reason to turn away a family, or anyone else the Act protects, who applies instead. The simplest way to keep it that way is to leave the tenant out of the listing altogether.
- Describe the home, the dates, the price, and the rules. Not the person you want living there. Skip “nurses only,” “professionals only,” and anything about who may or may not bring children.
- Say where the house is. How far it is from nearby hospitals and clinics is a fact about the location, and it is useful to anyone who works at one.
- Use one set of criteria. The same screening, the same deposit, and the same terms for every applicant.
2. Find where your local rules draw the line
A furnished stay of about a month sits close to the line many local rules draw between short-term and longer rentals. The line is local, it is not drawn the same way everywhere, and there is no single national rule. Two examples show how much the wording matters.
Ventura, California
The City of Ventura’s Short-Term Vacation Rentals page defines a short-term vacation rental as a dwelling unit, other than one in a hotel, that is rented to a tenant for a period of not more than 30 consecutive days, and says a permit is required to operate one in the City. The same page lists Transient Occupancy Tax at 10% of rents for stays under 30 days.
Read the two lines closely. The permit definition includes a stay of exactly 30 consecutive days; the tax line covers stays under 30 days. That is Ventura’s rule, for homes in Ventura only.
Florida
Florida Statutes §509.013 (2026) sets out the state’s lodging definitions. A transient public lodging establishment is one rented to guests more than three times in a calendar year for periods of less than 30 consecutive days, or advertised or held out to the public as regularly rented for periods of less than 30 consecutive days. A nontransient public lodging establishment is rented, or advertised as regularly rented, for periods of at least 30 consecutive days.
The statute then excludes some homes from both definitions. One exclusion covers any unit in a condominium, cooperative, or timeshare plan, and any individually or collectively owned one- to four-family dwelling house or dwelling unit, that is rented for periods of at least 30 days or 1 calendar month, whichever is less, and is not advertised or held out to the public as a place regularly rented for periods of less than 1 calendar month, provided that no more than four rental units within a single complex of buildings are available for rent.
Advertising counts as well as length. A house rented by the month but advertised as regularly rented for shorter stays does not meet that exclusion. That is Florida’s rule, for Florida only.
Everywhere else
Look up your city or county’s rules on rentals and short-term rentals, and find out where its line falls and how it counts the days. If your home is in a condominium or has a homeowners association, read those rules too. Then set your minimum stay, and the way you describe the rental, to match.
Also find out what a month-long occupant becomes where you live. Airbnb’s help page on monthly stays tells hosts that in some jurisdictions guests may establish rights as a tenant after a month. If that is true where your house is, it shapes what happens when a stay doesn’t end on the date everyone expected.
3. Report the rent
For federal income tax, the reference is IRS Publication 527 (2025), Residential Rental Property. The points that matter for a furnished stay of a month or more:
- Rent is income. In most cases you must include in your gross income all amounts you receive as rent.
- The 15-day exception won’t apply. If you rent property that you also use as your home and you rent it less than 15 days during the tax year, you don’t include that rent in your income. A month-long stay is past that exception.
- A deposit is income only if you keep it. A security deposit you plan to return at the end of the lease isn’t income when you receive it. If you keep part or all of it because the tenant doesn’t live up to the terms of the lease, include the amount you keep in your income for that year.
- “Last month’s rent” is rent now. If an amount called a security deposit is to be used as a final payment of rent, it is advance rent, and you include it in your income when you receive it.
- Cleaning during the stay changes the form. If you provide substantial services primarily for your tenant’s convenience, such as regular cleaning, changing linen, or maid service, you report rental income and expenses on Schedule C, and you may have to pay self-employment tax on that rental income. Heat and light, cleaning of public areas, and trash collection are not substantial services.
That is federal income tax only. State and local taxes are separate questions, answered where your house is. A tax professional can tell you how these rules apply to your year.
4. Call your insurance agent first
The Insurance Information Institute’s guide to coverage for renting out your home puts it plainly: before renting out your home, your first step should be to call your insurance agent. Depending on the rental, a standard homeowners policy may not cover losses incurred while the home is rented out.
For a lease to one person, a couple, or a family for a longer period, which the guide illustrates as six months or a year, it says you will likely need a landlord or rental dwelling policy, and that landlord policies generally cost about 25 percent more than a standard homeowners policy. That figure is Triple-I’s general estimate, not a quote for your house. The guide doesn’t discuss stays of a month or a few months specifically, so tell your agent exactly what you plan: how long each stay will be, that the house is furnished, whether you will live there between stays, and whether you will clean during a stay.
The same guide notes that a landlord policy covers the structure and your financial interest in it, not the tenant’s belongings, and that many landlords require a tenant to buy renters insurance before signing a lease.
5. Screen every applicant the same way
The Consumer Financial Protection Bureau’s page What is a tenant screening report? explains that many landlords use a tenant screening report to help decide whether to rent to someone and how much to charge for the security deposit. A report may include credit reports, rental history (including eviction actions and lawsuits), and employment verification, among other things.
If you use one, know the notice rule before you turn anyone down. A landlord is required by federal law to let the applicant know:
- that a tenant screening report or credit report was used to deny them housing;
- contact information for the company that made the report;
- their right to dispute the information in the report; and
- their right to a free copy of that report if they ask within 60 days of when the landlord denies them housing.
Run the same checks for a nurse on assignment as for anyone else. The fair housing point above is the reason to keep them the same.
6. Put the stay in writing
- Dates, and what happens if they move. If an applicant’s dates depend on a work assignment, agree in writing what happens if it ends early or runs longer, including notice and rent for any change.
- Money. The rent, when it is due, the deposit, and what the deposit can be kept for. Given the IRS treatment of advance rent, decide whether you are collecting a deposit or last month’s rent, and call it that.
- The house. Who pays which utilities, what is furnished, and the house rules. Airbnb’s monthly-stays page says guests searching for monthly stays typically want a well-equipped kitchen, laundry, and stable, strong wifi, which is a fair checklist for any furnished month.
- Condition. Dated photos at move-in and move-out are what you will point to if a deposit is ever in question.
For the same ground without the nurse framing, see How to rent my house monthly.
7. Choose where to list it
These work differently. Two of them are other companies, described from their own pages.
- Furnished Finder. Its help page on listing a property (updated 9 September 2026) says listing costs $199 per year for unlimited tenant leads with no commission or booking fees, that the subscription renews automatically, and that once ID verification and setup are done the listing appears on Furnished Finder, Travel Nurse Housing, and the Furnished Finder mobile app. That is Furnished Finder’s pricing, not ours.
- Airbnb. Its monthly-stays page says many guests book stays of 28 nights and longer, and that hosts who can take those longer stays can enable monthly stays for a listing. Airbnb treats 28 nights or more as a monthly stay.
- Fab Rent Homes. Lists homes only for stays of 30 nights or more, so a 28-night stay isn’t possible here. Guest bookings aren’t open yet.
List your house for stays of 30 nights or more
Fab Rent Homes is a place to list a home for stays of 30 nights or more, for anyone who needs one, nurses on assignment included. Your home starts as a draft, and you choose when to publish it. Booking opens when Fab Rent Homes turns on guest bookings. That is separate from your listing, so you can start now.
If your house is in Ventura, a 30-night minimum sits right at the City’s line of not more than 30 consecutive days, so confirm with the City how your stays are counted before you publish.
Start your listingSources
- U.S. Department of Housing and Urban Development, Housing Discrimination Under the Fair Housing Act: hud.gov/helping-americans/fair-housing-act-overview
- City of Ventura, Short-Term Vacation Rentals: cityofventura.ca.gov/1565/Short-Term-Vacation-Rentals
- The Florida Legislature, 2026 Florida Statutes, §509.013 Definitions: leg.state.fl.us
- Internal Revenue Service, Publication 527 (2025), Residential Rental Property: irs.gov/publications/p527
- Insurance Information Institute, Coverage for renting out your home: iii.org/article/coverage-for-renting-out-your-home
- Consumer Financial Protection Bureau, What is a tenant screening report?: consumerfinance.gov
- Furnished Finder Help Center, How to List Your Property: support.furnishedfinder.com
- Airbnb Help Center, Host monthly stays: airbnb.com/help/article/2729
Checked 30 September 2026.